Payments
Best Payments for Restaurant Businesses
Independent restaurants, cafes and food trucks that need to be found, booked and followed locally.
Our pick
Square
No monthly feeCard-present and online ordering on the same account as your register.
On a tighter budget
Square
No monthly feeCheaper to start than Square, with fewer moving parts to learn.
Square detailsIf you want more power
Stripe Billing
No monthly feeMore capable than Square — worth it only once volume justifies the setup time.
Stripe Billing detailsWhy this one for restaurant
Restaurants are found on a phone, minutes before the decision. This stack gets your menu, hours and reservations in front of hungry locals fast.
- Strong in-person rates
- Free hardware entry point
- Simple to start
- Fewer developer tools than Stripe
- Online fees are slightly higher
Best for: Local businesses selling face to face and online. · Price checked August 2026
| Other Payments options | Starting price | Best for |
|---|---|---|
| Stripe | No monthly fee | Almost every service business collecting money online. |
| Stripe Billing | No monthly fee | SaaS and membership products with recurring revenue. |
| Stripe (nonprofit rate) | No monthly fee | Registered nonprofits taking one-time and recurring gifts. |
| Shopify Payments | Included with Shopify | Anyone already running a Shopify store. |
What the rest of the restaurant stack costs
Payments is one of 6 tools in this stack. Running all of them costs roughly $28–$85 per month on entry plans.
See the full Restaurant stackPrices are entry-plan estimates and exclude transaction fees. Providers change pricing without notice — confirm before you buy. Some outbound links may earn us a commission, which never affects our pick. Read the disclosure.
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