Payments

Square vs Shopify Payments

Square and Shopify Payments start at the same monthly cost.

Our verdict

Start with Square if you want to launch quickly with less setup. Choose Shopify Payments when you need more control and are willing to spend time or money to get it.

Square

No monthly fee

Payments that work the same in person and online.

Strong in-person rates
Free hardware entry point
Simple to start
Fewer developer tools than Stripe
Online fees are slightly higher

Full details Visit Square

Shopify Payments

Included with Shopify

Native Shopify checkout with no extra integration to maintain.

Highest-converting Shopify checkout
No third-party fee
Nothing to wire up
Only useful inside Shopify
Availability varies by country

Full details Visit Shopify Payments

Square and Shopify Payments compared on price, tier and transaction fees
	Square	Shopify Payments
Starting price	No monthly fee	Included with Shopify
Transaction fee	2.6% + 10¢ in person	2.9% + 30¢ per transaction
Level	budget	standard
Best for	Local businesses selling face to face and online.	Anyone already running a Shopify store.
Price checked	August 2026	August 2026

Prices are entry-plan estimates and exclude transaction fees. Providers change pricing without notice — confirm before you buy. Some outbound links may earn us a commission, which never affects our verdict. Read the disclosure.

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