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Payments
Stripe Billing vs Shopify Payments
Stripe Billing and Shopify Payments start at the same monthly cost.
Our verdict
Start with Shopify Payments if you want to launch quickly with less setup. Choose Stripe Billing when you need more control and are willing to spend time or money to get it.
Stripe Billing
No monthly feeSubscriptions, trials and upgrades without custom billing code.
- Handles proration and trials
- Customer portal included
- Scales with the product
- Extra recurring fee
- Unnecessary for one-time sales
Shopify Payments
Included with ShopifyNative Shopify checkout with no extra integration to maintain.
- Highest-converting Shopify checkout
- No third-party fee
- Nothing to wire up
- Only useful inside Shopify
- Availability varies by country
| Stripe Billing | Shopify Payments | |
|---|---|---|
| Starting price | No monthly fee | Included with Shopify |
| Transaction fee | 2.9% + 30¢ plus 0.5% recurring | 2.9% + 30¢ per transaction |
| Level | advanced | standard |
| Best for | SaaS and membership products with recurring revenue. | Anyone already running a Shopify store. |
| Price checked | August 2026 | August 2026 |
Prices are entry-plan estimates and exclude transaction fees. Providers change pricing without notice — confirm before you buy. Some outbound links may earn us a commission, which never affects our verdict. Read the disclosure.
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