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Payments

Stripe (nonprofit rate) vs Square

Stripe (nonprofit rate) and Square start at the same monthly cost.

Our verdict

Start with Square if you want to launch quickly with less setup. Choose Stripe (nonprofit rate) when you need more control and are willing to spend time or money to get it.

Stripe (nonprofit rate)

No monthly fee

Reduced-rate Stripe processing for eligible nonprofits.

  • Lower fee than standard
  • Recurring giving supported
  • No monthly cost
  • Eligibility must be approved
  • Not a full donor management system

Square

No monthly fee

Payments that work the same in person and online.

  • Strong in-person rates
  • Free hardware entry point
  • Simple to start
  • Fewer developer tools than Stripe
  • Online fees are slightly higher
Stripe (nonprofit rate) and Square compared on price, tier and transaction fees
 Stripe (nonprofit rate)Square
Starting priceNo monthly feeNo monthly fee
Transaction fee2.2% + 30¢ per transaction2.6% + 10¢ in person
Levelstandardbudget
Best forRegistered nonprofits taking one-time and recurring gifts.Local businesses selling face to face and online.
Price checkedAugust 2026August 2026

Prices are entry-plan estimates and exclude transaction fees. Providers change pricing without notice — confirm before you buy. Some outbound links may earn us a commission, which never affects our verdict. Read the disclosure.

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