Payments

Stripe vs Shopify Payments

Stripe and Shopify Payments start at the same monthly cost.

Our verdict

These two sit at a similar level. Pick on fit: almost every service business collecting money online. points to Stripe, while anyone already running a shopify store. points to Shopify Payments.

Stripe

No monthly fee

Take deposits, invoices and payment links with no monthly fee.

No monthly cost
Payment links need no website
Excellent reliability
Per-transaction fees
Dashboard assumes some comfort with tooling

Full details Visit Stripe

Shopify Payments

Included with Shopify

Native Shopify checkout with no extra integration to maintain.

Highest-converting Shopify checkout
No third-party fee
Nothing to wire up
Only useful inside Shopify
Availability varies by country

Full details Visit Shopify Payments

Stripe and Shopify Payments compared on price, tier and transaction fees
	Stripe	Shopify Payments
Starting price	No monthly fee	Included with Shopify
Transaction fee	2.9% + 30¢ per transaction	2.9% + 30¢ per transaction
Level	standard	standard
Best for	Almost every service business collecting money online.	Anyone already running a Shopify store.
Price checked	August 2026	August 2026

Prices are entry-plan estimates and exclude transaction fees. Providers change pricing without notice — confirm before you buy. Some outbound links may earn us a commission, which never affects our verdict. Read the disclosure.

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