Payments
Best Payments for Ecommerce Businesses
Product businesses selling physical goods online with shipping and inventory.
Our pick
Shopify Payments
Included with ShopifyNative checkout means fewer drop-offs and no extra integration.
On a tighter budget
Square
No monthly feeCheaper to start than Shopify Payments, with fewer moving parts to learn.
Square detailsIf you want more power
Stripe Billing
No monthly feeMore capable than Shopify Payments — worth it only once volume justifies the setup time.
Stripe Billing detailsWhy this one for ecommerce
Ecommerce lives or dies on checkout and repeat purchase. This stack gets you selling fast and builds the email engine that makes it profitable.
- Highest-converting Shopify checkout
- No third-party fee
- Nothing to wire up
- Only useful inside Shopify
- Availability varies by country
Best for: Anyone already running a Shopify store. · Price checked August 2026
| Other Payments options | Starting price | Best for |
|---|---|---|
| Stripe | No monthly fee | Almost every service business collecting money online. |
| Stripe Billing | No monthly fee | SaaS and membership products with recurring revenue. |
| Stripe (nonprofit rate) | No monthly fee | Registered nonprofits taking one-time and recurring gifts. |
| Square | No monthly fee | Local businesses selling face to face and online. |
What the rest of the ecommerce stack costs
Payments is one of 6 tools in this stack. Running all of them costs roughly $39–$102 per month on entry plans.
See the full Ecommerce stackPrices are entry-plan estimates and exclude transaction fees. Providers change pricing without notice — confirm before you buy. Some outbound links may earn us a commission, which never affects our pick. Read the disclosure.
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