← All software guides

Payments

Best Payments for SaaS Businesses

Early software founders launching a product with self-serve signup and trials.

Our pick

Stripe Billing

No monthly fee

Subscriptions, trials and upgrades handled without custom billing code.

On a tighter budget

Square

No monthly fee

Cheaper to start than Stripe Billing, with fewer moving parts to learn.

Square details

If you want more power

Stripe Billing

No monthly fee

More capable than Stripe Billing — worth it only once volume justifies the setup time.

Stripe Billing details

Why this one for saas

SaaS needs a sharp marketing site, real product analytics, and billing that does not need rebuilding at revenue.

  • Handles proration and trials
  • Customer portal included
  • Scales with the product
  • Extra recurring fee
  • Unnecessary for one-time sales

Best for: SaaS and membership products with recurring revenue. · Price checked August 2026

Other Payments tools we track, cheapest first
Other Payments optionsStarting priceBest for
StripeNo monthly feeAlmost every service business collecting money online.
Stripe (nonprofit rate)No monthly feeRegistered nonprofits taking one-time and recurring gifts.
SquareNo monthly feeLocal businesses selling face to face and online.
Shopify PaymentsIncluded with ShopifyAnyone already running a Shopify store.

What the rest of the saas stack costs

Payments is one of 6 tools in this stack. Running all of them costs roughly $34–$94 per month on entry plans.

See the full SaaS stack

Prices are entry-plan estimates and exclude transaction fees. Providers change pricing without notice — confirm before you buy. Some outbound links may earn us a commission, which never affects our pick. Read the disclosure.

Not sure this is your business type?

Answer a few questions and Launch Punch picks every tool for your exact situation — budget, timeline and technical comfort included.

Create My Free Launch Punch